Employees’ Compensation Insurance

Commercial Insurance Series

Employees’ Compensation

Employees’ Compensation Insurance helps employers meet statutory obligations and provides financial protection when employees are injured or die due to work. It ensures compliance, covers medical costs, and offers peace of mind so businesses can focus on growth.

Coverage Highlights

  • Statutory compensation for work-related injury or death under the Employees’ Compensation Ordinance and common law

  • Coverage for death, permanent or partial disability, temporary incapacity, and related medical expenses

  • Additional liability protection for employer or management negligence

Protect your workforce. Ensure compliance.

Disclaimer: The information provided herein is for general reference only and does not constitute a binding insurance agreement. The actual scope of coverage, applicable excess (deductibles), exclusions, and all terms and conditions are governed solely by the specific provisions set out in your Insurance policy documents. It is strongly recommended that you review your policy in detail or consult with your insurance provider to fully understand your coverage.

Questions ?

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