Property Insurance

Property Damage / Property All Risks Insurance provides broad protection for physical assets against sudden and unforeseen loss or damage. It safeguards buildings, contents, machinery, and stock, ensuring business continuity and financial security for owners and tenants.

Coverage Highlights

• Accidental physical loss or damage to insured property

• Fire, lightning, explosion, storm, flood, and other insured perils

• Burglary and theft coverage

• Reinstatement value coverage to restore property to original condition

• Debris removal costs following an insured event

• Professional fees for reinstatement (architects, surveyors, engineers)

Protect your property. Secure your future.

Business Interruption Insurance provides financial protection when property damage halts operations. It compensates for lost profits, fixed expenses, and ongoing costs, helping businesses maintain stability and retain staff and customer relationships during downtime.

Coverage Highlights

• Indemnity for loss of gross profit due to insured property damage

• Coverage for fixed expenses and ongoing operating costs

• Wages and salaries protection to retain staff during interruption

• Optional cover for additional increased cost of working to minimize disruption

Keep your business resilient. Protect your continuity.